Perception vs. Reality There’s an alarming difference between perception and reality for current and future retirees. Share | Have A Question About This Topic? Name Email Address Question Thank you! Oops! Related Content The Cost of Procrastination Don't let procrastination keep you from pursuing your financial dreams and goals. Roth 401(k) vs. Traditional 401(k) This calculator compares employee contributions to a Roth 401(k) and a traditional 401(k). Acres of Diamonds In life it often happens that the answers to our most pressing questions are right in our own backyards.